Credit cards are used by many and there are those too who envy using them but the question is, are these really something you should be going for? The answer would depend upon your financial status given that they are not designed for those who are often short of funds thereby requiring credit of some form. Instead, credit cards are ideal for those who simply want a better way of managing their various transactions and low credit limits would be helpful for those who may have limited resources.
The problem however is that marketing companies from the financial sector woo clients who are employed full time and who have a fixed monthly income to go for credit cards and this is what leads to all sorts of problems. In order to protect your financial interests and save yourself from undesired financial situations, you will have to only go for a credit card after knowing exactly what it entails and how it works together with knowing how to deal with any financial problems that may arise as a result of using credit cards for the wrong purpose.
Credit cards are ideal for people who need temporary credit and who can repay within a few days so that they do not incur any interest charges or very little charge if at all it attracts any.