If your credit score is not something that you can really be proud of because you have had previous repayment issues, you can still apply for loans however you will have to look for specialist brokers who would feature bad credit loans online for you to consider and apply. This is because normal lenders would not be willing to lend you money at any cost because they do not have the resources to verify such borrowers or to pursue any loans that they may have previously offered.
Lending to people with poor credit scores is often something that larger financial institutions would avoid doing simply because it is a risky practice best suited to specialist lenders and brokers. One of the things that you will have to put into consideration as a borrower is that, although loans may exist for people with poor credit scores, such loans are often quite expensive in nature as they carry high interest charges and often have other unadvertised fees as well. If you feel you can do without applying for a loan, it would be best to avoid them completely. However, if you have an urgency and bad credit loans are your only option, then make sure you are aware of all the charges associated with them beforehand.
You may want to check out kvikfinans as a Denmark resident to see if you qualify for a loan.